If you rent an apartment or home, you'll need an insurance policy to cover your possessions. Your landlord's property insurance will cover losses to the building, but won’t cover anything that is yours, which is only covered through renters insurance that you have to find and pay for. 95% of homeowners have homeowner’s insurance, but only 37% of renters have renters insurance. Some reasons for this are: Many people assume they are covered by their [ Continue reading ]
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How to Avoid Frozen Pipes
Frozen pipes in a home themselves are a problem, as they prevent water flow, but since water expands as it freezes, this puts incredible pressure on them. This pressure may cause pipes to eventually burst, potentially causing damage, flooding, and can cost thousands of dollars in repair. Luckily, there are ways to prevent your pipes from freezing, saving you both money and hassle. Quick Facts about Frozen Pipes Pipes that freeze most frequently [ Continue reading ]
The Importance of Taking Photos After a Car Accident
At Lantz Family Insurance Agency, Inc., we highly recommend that you take photographs after a car accident. Car accidents can be extremely scary and serious, causing immense injury to those involved. Many of these accidents will ultimately lead to personal injury claim to prove liability. This is why photographs are so important, because they can assign liability from the very beginning. Many people fail to take photos at the scene because they are in [ Continue reading ]
