What is Umbrella Insurance? Personal umbrella insurance is insurance designed to add extra liability coverage over another insurance policy, like auto or homeowners insurance. This protection tends to kick in when the liability limits on these other policies has been exhausted. What does umbrella insurance typically cover? You may already have auto and homeowners insurance that covers some of these situations, but umbrella insurance goes above and [ Continue reading ]
Why You Need Renters Insurance
If you rent an apartment or home, you'll need an insurance policy to cover your possessions. Your landlord's property insurance will cover losses to the building, but won’t cover anything that is yours, which is only covered through renters insurance that you have to find and pay for. 95% of homeowners have homeowner’s insurance, but only 37% of renters have renters insurance. Some reasons for this are: Many people assume they are covered by their [ Continue reading ]
