Roughly 1 in 7 U.S. residents 16 or older have been victims of identity theft in 2014, according to the U.S. Department of Justice. To protect yourself from identity theft you must understand what it actually is, so you can take action to prevent it. Unfortunately, many Americans don't take the necessary steps to guard against identity theft. What Is Identity Theft? Identity theft or identity fraud is any crime against someone where personal [ Continue reading ]
Holiday Fire Safety Tips
The holiday season is one of the most dangerous times of the year for household fires. At this time, they are more common, more costly, and more fatal than during any other time of the year. Here are some tips to help avoid this holiday risk! Cooking Cooking is the most common cause of holiday fires, mainly when food is left unattended. It’s easy to get distracted, so when you leave the kitchen, take a pot holder with you as a reminder. Make sure you [ Continue reading ]
About Umbrella Insurance
What is Umbrella Insurance? Personal umbrella insurance is insurance designed to add extra liability coverage over another insurance policy, like auto or homeowners insurance. This protection tends to kick in when the liability limits on these other policies has been exhausted. What does umbrella insurance typically cover? You may already have auto and homeowners insurance that covers some of these situations, but umbrella insurance goes above and [ Continue reading ]
Why You Need Renters Insurance
If you rent an apartment or home, you'll need an insurance policy to cover your possessions. Your landlord's property insurance will cover losses to the building, but won’t cover anything that is yours, which is only covered through renters insurance that you have to find and pay for. 95% of homeowners have homeowner’s insurance, but only 37% of renters have renters insurance. Some reasons for this are: Many people assume they are covered by their [ Continue reading ]
